Commercial insurance is a type of insurance designed to protect businesses, organizations, and their owners from financial losses that may occur during normal business operations.

It helps cover things like:

• Property damage (to buildings, tools, or equipment)
  
  

• Liability (if someone is injured or their property is damaged because of your business)
  
  

• Employee-related risks (like workers’ compensation or employment claims)
  
  

• Business interruption (if you can’t operate due to a covered event like a fire or storm)